Having a poor credit score can negatively impact those seeking to get approved for a personal loan. If you have a low FICO score (350-579), you may not be eligible for a personal loan at all, unless there‚Äôs someone who can co-sign for the loan. However, this doesn’t mean that you will never qualify for a loan. Several lenders offer loans to those who have poor credit scores. To know more, watch the video.